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What Kind of Bullshit Doctor Are You!?!
23 hours ago
Charging me as a smoker is a total Hack move
Friday, June 12, 2009
Here's something that I bet you didn't know...
As many of you will remember thanks to my whining, I turned 30 recently. Normally, whenever a person reaches an arbitrary age barrier, something with their insurance changes. For example, when I turned 25, my car insurance went from $4600/year down to $1800/year. Well, when you turn 30, (at least if you're male), your life insurance rates change a little bit. My mother (who speaks legalese) noticed something peculiar in my policy: Without asking me or my family, I have been billed as a smoker. It should be noted that I am not, nor have I ever been a smoker.
Not pictured: me. Pictured: the reason google image search exists.When confronted on this, Insurance-Lady (90% certain that's her birth name) said that once a man reaches a certain age, they assume that they're a smoker, and EVERY SINGLE MAN gets counted as a smoker. This is despite statistics that say that, statistically speaking, most men (and women, for that matter) NEVER become smokers. They don't ask you, and I wouldn't have known about this if my mother didn't have such a keen eye to legal detail. I'm still in the process of investigating, and you can be certain that I'm going to find out precisely WHEN they logged me as a smoker, and demand a retro-active refund.
Also, this isn't some obscure little Canadian insurance company, like Cyrill Sneer's Crooked Insurance Scheme, but Sun-Life, that major-freaking world-wide insurance company.
Pictured: Every Canadian landowner ever.So the lesson here: look into your insurance details, you're probably paying WAY too much because they're assuming you have the lifestyle of an Iggy Pop / Pizza-the-Hut hybrid.
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